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Understanding Wrongful Death Lawsuits: Who Can File and What Damages Can Be Recovered?

Spencer Law Group March 30, 2025

Losing a loved one due to someone's negligence can be heartbreaking. When a wrongful death occurs, surviving family members may have the right to pursue legal action against the responsible party. These lawsuits seek compensation for the financial and emotional hardships caused by the loss. 

At Spencer Law Group, we understand how devastating wrongful death can be and work to help families seek justice. If you’ve lost a loved one, consult our personal injury attorneys to explore your legal options in Kentucky, Lexington, Bowling Green, Covington, Louisville, Owensboro, and Hopkinsville.

Wrongful death claims can be complicated, as eligibility to file and the damages available depend on state laws. Understanding who can bring a lawsuit and what compensation may be recovered is essential for families seeking accountability. Read on to learn more about your rights and how a wrongful death claim can provide the financial relief you need.

Who Can File a Wrongful Death Lawsuit

The ability to file a wrongful death lawsuit varies by state, but in most cases, certain family members or a legal representative of the deceased’s estate can bring a claim. Generally, immediate relatives have the strongest legal standing.

Spouses are typically the first in line to file, as they suffer the most direct emotional and financial impact. Children of the deceased may also pursue a claim, especially if they were financially dependent on their parents. If the deceased had no spouse or children, parents or other close relatives might be eligible to file.

Some states require a personal representative of the deceased’s estate to initiate the claim on behalf of surviving family members. Understanding the legal requirements in your state is important when determining eligibility. Once the right party is identified, the next step is proving liability for the wrongful death.

Establishing Liability in a Wrongful Death Case

For a successful wrongful death lawsuit, the plaintiff must prove that another party’s negligence or wrongdoing directly caused the fatal incident. This requires demonstrating key legal elements, including duty of care, breach of duty, causation, and damages, among others.

For example, in a car accident case, the plaintiff must show that the defendant had a duty to drive safely, breached that duty by acting negligently, and caused the victim’s death. Evidence such as police reports, medical records, and eyewitness testimony can strengthen the claim.

In cases involving medical malpractice, workplace accidents, or defective products, proving liability may require testimony and detailed investigations. Once liability is established, the focus shifts to the damages that can be recovered.

The ability to recover damages will depend on the circumstances of your case and the losses suffered by surviving family members.

Types of Damages Available in a Wrongful Death Lawsuit

Wrongful death lawsuits seek compensation for both economic and non-economic losses suffered by surviving family members. The damages awarded can help ease financial burdens and provide a sense of justice.

Some critical factors influencing compensation include:

  • Medical expenses – Any medical treatment the deceased received before passing, including hospital stays, surgeries, and medications, can be included in the claim.

  • Funeral and burial costs – Families can seek reimbursement for funeral expenses, burial or cremation costs, and related services.

  • Loss of financial support – If the deceased was a primary wage earner, surviving family members can recover damages for lost income and benefits they would have provided.

  • Loss of companionship – Spouses, children, and parents can receive compensation for the emotional impact of losing their loved one’s presence, care, and guidance.

While these damages aim to provide financial relief, certain claims may also include punitive damages if the defendant’s actions were particularly reckless. Another factor to consider is how state laws affect the distribution of damages. Compensation can vary widely depending on jurisdiction and the specifics of each case.

How Wrongful Death Settlements Are Distributed

Once damages are awarded in a wrongful death case, the funds are typically distributed among eligible family members. The exact process depends on state laws and the structure of the claim.

In many cases, the spouse and children receive the largest portion of the settlement. If the deceased had no immediate family, parents or other relatives may share in the compensation. When a personal representative files the lawsuit, the funds are often distributed according to the deceased’s estate plan or state inheritance laws.

Disputes over settlement distribution can sometimes arise among surviving family members, especially in blended families or cases with multiple dependents. In such situations, court intervention may be required to determine fair allocation. 

Along with legal processes, another factor influencing compensation is the role of insurance in wrongful death claims. Sometimes, settlement agreements may include specific terms for how the funds should be divided among beneficiaries.

The Impact of Insurance in Wrongful Death Cases

Insurance coverage often plays a significant role in wrongful death settlements, as many claims involve auto accidents, medical malpractice, or workplace incidents. Understanding how insurance policies apply can affect the compensation available to surviving family members.

For instance, in a fatal car accident, the at-fault driver’s liability insurance may cover damages. In medical malpractice cases, the healthcare provider’s malpractice insurance may provide compensation. Employers or property owners may also have liability policies that apply to workplace or premises liability claims.

However, insurance companies often attempt to minimize payouts, making it essential to have legal representation when negotiating a settlement. A personal injury attorney can help make sure that insurance companies don’t undervalue your claim. 

While insurance is a common source of compensation, some cases require additional legal action through court proceedings. Insurance disputes can sometimes arise when multiple parties share responsibility for the wrongful death.

When Wrongful Death Cases Go to Trial

Most wrongful death claims settle out of court, but some proceed to trial when liability is disputed or settlement offers are inadequate. In a trial, the plaintiff must present compelling evidence to prove negligence and justify the amount of damages sought.

Trials can be lengthy and complicated, often requiring expert witnesses, accident reconstruction, and medical testimony. While court verdicts may result in higher compensation, they also carry risks, as juries can be unpredictable.

An experienced attorney is critical when deciding whether to settle or go to trial. A personal injury attorney can evaluate the strength of your case and guide you through the ideal course of action. 

Another aspect that affects wrongful death claims is the statute of limitations. The decision to go to trial should be based on a careful evaluation by a personal injury attorney of the case's strengths and potential risks.

Time Limits for Filing a Wrongful Death Claim

Each state imposes a statute of limitations, or deadline, for filing a wrongful death lawsuit. Missing this deadline can prevent surviving family members from pursuing compensation, making it critical to act promptly.

Some key aspects of wrongful death statutes of limitations include:

  • Typical timeframes – Most states require claims to be filed within two to three years of the date of death, though some have shorter or longer deadlines.

  • Exceptions to the rule – Certain circumstances, such as cases involving minors or delayed discovery of negligence, may extend the filing deadline.

  • Importance of acting quickly – Gathering evidence and building a strong case takes time, so it’s essential to consult an attorney as soon as possible.

Understanding the time limits for filing a claim makes sure that families don’t miss their opportunity to seek justice. Taking timely legal action with a personal injury attorney can help preserve evidence and strengthen the case. The sooner a claim is filed, the better the chances of securing full compensation for the loss.

Reach Out to Our Personal Injury Attorney Today

If you’ve lost a loved one due to negligence, a wrongful death claim can help you secure financial relief and hold the responsible party accountable. At Spencer Law Group, we serve clients throughout Kentucky, including Lexington, Bowling Green, Covington, Louisville, Owensboro, and Hopkinsville. Call today to speak with our experienced personal injury attorneys and discuss your legal options.